“THE ROLE OF POST-TELEGRAPH SERVICE IN ECONOMIC MODERNIZATION AND DEVELOPMENT OF BANKING AND TRADE CAPITAL IN FERGANA REGION: A HISTORICAL ANALYSIS” (2026) Modern American Journal of Social Sciences and Humanities, 2(5), pp. 202–215. Available at: https://usajournals.org/index.php/3/article/view/2435 (Accessed: 17 June 2026).